VIP360 Brand • Powered by General Payments Gate MSB

Cross-Border Payments, FX & VIBAN Solutions

VIP360 is General Payments Gate’s dedicated brand for fiat payment services, providing regulated money transfer, foreign exchange, and virtual IBAN services under our Canadian MSB registration, connecting clients to global payment corridors.

150+

Countries

50+

Currencies

SWIFT

Network

VIBAN

Solutions

International Money Transfers

As a registered MSB, General Payments Gate is authorized to provide money transfer services that allow clients to send and receive funds across borders. We combine regulated payment channels, partner bank networks, and strong operational controls to deliver reliable global remittance solutions.

Person-to-person and business-to-business cross-border transfers, subject to KYC and applicable restrictions

Support for multiple corridors, with options for bank account credits and other permitted payout methods

Transparent fees and FX margins shared upfront so clients understand the total cost of each transfer

Robust screening against sanctions, watchlists, and fraud patterns for every transaction

Use Case: Send payroll, supplier payments, or family remittances overseas while benefiting from Canadian MSB regulatory protection and professional support.

Foreign Exchange (FX) Services

General Payments Gate provides foreign exchange services to convert between major and select emerging market currencies, supporting trade, investment, and international settlement needs. Our FX services are integrated into our remittance and VIBAN offering, enabling clients to hold and move value efficiently across currencies.

Spot FX Conversions

Multi-Currency Support

Competitive Pricing

Risk Management

Spot FX conversions for cross-border payments and treasury operations

Multi-currency support aligned with our partner banking network

Competitive FX pricing with clear spreads and no hidden charges

Risk-based concentration and limit management

Virtual IBAN (VIBAN) Accounts

Through strategic partnerships with licensed financial institutions and payment providers, General Payments Gate offers virtual IBAN (VIBAN) solutions that enable clients to receive and send payments using named accounts in various currencies and jurisdictions. VIBANs allow businesses to localize collections, simplify reconciliation, and streamline global receivables.

Dedicated Virtual IBANs

Unique account numbers linked to your profile

Multi-Currency Support

Multiple currencies via partner banks

Enhanced Reconciliation

Unique references and automated reporting

End-to-End Integration

Works with FX and remittance flows

Note: VIBAN services are provided through partnering institutions, and availability may vary by client type, jurisdiction, and risk category.

Who Uses Our Fiat Services

SMEs & Corporates

With international suppliers, customers, or distributed teams

Payment Providers

Seeking backend partner for cross-border payouts and collections

Professional Clients

High-net-worth individuals requiring structured remittance solutions

Online Platforms

Marketplaces needing multi-currency collection and settlement

All clients are subject to our MSB compliance requirements, including KYC/KYB and ongoing monitoring, in line with FINTRAC rules and industry standards.

Protecting the Integrity of Our Payment Services

General Payments Gate maintains a dedicated compliance program that aligns with Canadian AML/ATF legislation for money services businesses, covering governance, policies, training, and independent review. We identify and verify clients, monitor transactions and patterns, and file mandatory reports with FINTRAC, including suspicious transaction reports and other prescribed filings.

Designated Compliance Officer

Defined governance structure and oversight

Comprehensive KYC/KYB

Enhanced due diligence where required

Screening Programs

Sanctions, PEPs, and adverse media checks

Ongoing Monitoring

Continuous reporting and periodic reviews

Onboarding for Remittance, FX & VIBAN

Initial Contact

Submit your interest and basic information (entity type, jurisdictions, expected volumes, and services required).

Documentation and Due Diligence

Provide identification, corporate documentation, and other information needed for our AML/ATF assessment in line with FINTRAC requirements.

Account Configuration

Once approved, we configure available services (remittance corridors, FX pairs, VIBAN setup, limits) based on your risk profile and business model.

Go Live and Support

You begin using our services for your day-to-day payments, with access to operations and compliance support for any questions or changes.